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Runninghour Co-operative Limited

Runninghour is officially part of the co-operative family with effect from 11 June 2014. Let’s give them a warm welcome into the co-operative family. Runninghour is an inclusive running club that believes in integrating people with special needs through running. As their tagline aptly puts, ‘Run to Bond, Run so others can’, they have been transforming lives and changing perceptions of the society about people who are visually handicapped or intellectually challenged.

Many of us who attended the Annual Cooperative Leaders’ Conference earlier this April in Banding were inspired by the talk from Mr. Mr. John See Toh, co-founder, and Ms. Wan Wai Yee, committee member of Runninghour. Last Sunday, many of us had also enjoyed the family work at Palawan Beach, led by the Runninghour at Come Together as One. Without a doubt, Runninghour is an exciting addition to the co-operative family!

The co-op was registered on 16 May 2014.

SNCF’s Affiliate on 11 June 2014.

Read more of Runninghour story ...


  • Social Mission is to provide a platform to integrate people with special needs.
  • Being disabled should not mean being excluded from all aspects of life.
  • The mindset most people have on people with disabilities is they need charity, they need to be helped and we do not normally look at their strength or abilities first. We want to breaking down this very Mindset.
  • The lack of awareness and understand have also lead to some form of discrimination to-wards people with special needs

Breaking down the Physical Barriers

  • Our members are not allowed at public gym. They were told it's too dangerous for them but instead why don’t people offer to help induct them around.

Runninghour is a melting pot for wonderful and genuine people.

  • We have about 400 members, 35 Visually challenged, about 150 intellectually challenged and 200 buddy runners
  • Our members and volunteers are from many countries including Japan, India, Indonesia, Philip-pines, US, UK, South Africa, Korean and most Singaporeans. And they from all walks of life. The youngest being 10 and the oldest 67. We have taxi driver, cleaner, lawyers, doctors, artist, policewomen and you name it. All coming and bonding for a common passion. Run to bond and Run So Others Can.

What are the benefits unique to running or walking ?

  • Promote healthy lifestyle, not only physically but also emotionally and socially. It is an inexpen-sive sport requiring little or no skills- everybody do it.
  • Is easy to get volunteers as volunteers because there is a huge running community out there and people are getting more health conscious these days.
  • For the intellectually challenged runners. Runninghour is a place where they can feel a sense of acceptance and belonging. Sad to say they don’t have many friends and when they have a prob-lem, they generally lacks the cognitive competency to resolve them themselves.
  • In Runninghour, they experienced success, many getting their first race medal in the club. More often than not their lives are filled with failures and disapproval.
  • This is also a place where mentoring take place and they learnt the social norms and etiquette. I give you an example, when we first started running at the stadium, we have a runner who kept spitting on the track as he run. We have another runner who will just run between 2 people in front of him after saying “excused me”. In a way we teach them to be ordinary and less special so that they can be better accepted.

So indeed no doubt, Runninghour is an unique club worth everybody's time.

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Singapore National Co-operative Federation

Co-operatives; jointly-owned businesses, whether around the world or locally, with a heart for people, aim to serve their members’ social, economic, and cultural needs, while also sharing profits and benefits with them.

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The Co-op Movement

Co-operatives; jointly-owned businesses, whether around the world or locally, with a heart for people, aim to serve their members’ social, economic, and cultural needs, while also sharing profits and benefits with them. The global Co-operative Movement’s impact is evident from the growing number of 1 billion people across the globe involved in co-operatives in some way, either as members/customers or as employees/participants, or both.

Here on the little red dot, the Singapore National Co-operative Federation (SNCF) is the leader of Singapore’s Co-operative movement since 1980.

SNCF believes that Singaporeans can make the greatest difference to society through the Co-operative Movement. With the large 1.78 million membership base and significant GDP contribution, it certainly affirms the Movement's massive reach and relevance to Singaporeans.

About SNCF

We represent more than 99% of Co-operators in Singapore. We are committed to raising awareness and creating buzz, building capabilities and capacities, and enhancing relationships with SNCF’s stakeholders.

We guide and facilitate the start-up process of co-operatives, develop and promote SNCF’s affiliates as sustainable businesses. We also focus on instilling dignity amongst the seniors and developing character amongst youths.

We believe we can contribute towards fostering a more resilient society, by leveraging on the co-operative principle of self and mutual help.

Our 4 Sectors

  1. The Campus sector comprises of co-operative societies formed by educational institutions. With guidance and assistance from teachers, campus co-operatives offer students and staff the first-hand experience of managing and running a co-operative on economic and co-operative principles. Campus co-operatives provide the platform and opportunities for student or staff members to develop entrepreneurial skills and total character building.
  2. The Credit sector comprises of thrift and loan societies, whereby credit co-operatives play an important role in improving the economic and social statuses of their members through schemes and programmes aimed at preventing permanent indebtedness, encouraging thrift and reducing their cost of living.
  3. The NTUC sector comprises of 9 co-operatives that are formed by the National Trade Union Congress (NTUC). These co-operatives address the needs of their members and Singaporeans by providing a wide range of affordable quality products and services. The NTUC co-operatives have a combined turnover of S$4 billion and 10,000 employees.
  4. The Service sector comprises of co-operatives that provide a wide range of services to their members, from aged care, environmental services, food catering, management corporation, maritime, security, trading, travel, and welfare.


Bite-size Facts

Did you know?

SNCF is the one…

  1. You can turn to for help with forming a co-operative in Singapore.
  2. Disbursing co-op Grants & Assistance Schemes.
  3. Providing training and resources for our new affiliates.
  4. Marketing and publicising for our affiliates.
  5. Promoting and developing co-operatives as sustainable businesses with a social cause.
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NTUC FairPrice Co-operative

With all its goodness packed into a household name, NTUC FairPrice Co-operative Limited is indeed “Singapore’s Very Own”. The iconic co-operative example of Doing Good and Doing Well.

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NTUC FairPrice Co-operative

With all its goodness packed into a household name, NTUC FairPrice Co-operative Limited is indeed “Singapore’s Very Own”. The iconic co-operative example of Doing Good and Doing Well.

It started in 1973, when NTUC FairPrice Co-operative aspired to be Singapore’s leading world-class retailer with a heart. In a short span of 38 years, it is already on the fast track to realise that. Today, NTUC FairPrice Co-operative is one of the leading chains of supermarkets in Singapore, with more than 250 outlets across the island.

From one modest supermarket, NTUC FairPrice Co-operative has expanded to become a multi-format retailer: FairPrice Finest, FairPrice Xtra, FairPrice Xpress, FairPrice Online, and Cheers convenience stores, serving the varied needs and interests of people from all walks of life.

Although it has grown to become a big player in the industry, NTUC FairPrice Co-operative has never once wavered in its stand to moderate the cost of living in Singapore by providing customers, like you and I, with quality products and excellent service at best value and added convenience. Despite changes in the economic and social landscape, NTUC FairPrice Co-operative continues to live up to its stand while evolving its social mission to advance with times.

Despite its success over the years, it has never forgotten its social mission of moderating the cost of living. NTUC FairPrice Co-operative launched a number of initatives such as the Everyday Low Price Items, GST Absorption Programme, 2% Discount to Elderly on Tuesdays, and Yellow Dot Items. NTUC FairPrice Co-operative has also championed its social cause to help people in need, with programmes such as the FairPrice Food Voucher Scheme, Share-a-Textbook Project, and support of the Boys’ Brigade Share a Gift Project.

On a global scale, NTUC FairPrice Co-operative has contributed, whether in raising funds or providing essential food staples and essentials, towards the China Earthquake Relief Effort in 2008, the Pakistan Earthquake in 2005, the Asian Tsunami in 2004, the Avian Flu in 2004 and the SARS in 2003.

NTUC FairPrice Co-operative has created such an extensive positive social impact that even non-members stand to benefit its overflow of goodness. Apart from serving its members and customers with all the perks and value add of shopping at all outlets, it also serves the needs of the community by launching and supporting many programmes in aid of helping those in need. For its own staff, it also strives to provide a nurturing environment that enhances their personal and professional growth.

With a strong social cause, NTUC FairPrice Co-operative has since attracted 1.5 million shoppers every week and with more than 9,000 employees, accounting for its strong base of memberships.

NTUC Fairprice Co-operative provides greater value and savings through its partnership with NTUC Link, by awarding customers with LinkPoints since 1999. Every year, more than 500,000 NTUC FairPrice Co-operative members will also get attractive rebates for their purchases. Between 2008 and 2011, members enjoyed an average of $30 million in rebates annually.

NTUC FairPrice Co-operative’s unique social mission has served its members and a very broad spectrum of the public. Its ability to do good for its members and the community through its social mission, and do well as a sustainable business has made NTUC FairPrice Co-operative a model for co-operatives the world over.

Bite-size Facts

Did you know?

  1. There are more than 250 NTUC FairPrice Co-operative outlets in multiple retail formats across Singapore.
  2. Over the years, NTUC FairPrice Co-operative has given out about S$30 million annually between 2008 - 2011 in rebates and dividends to its members for their patronage.
  3. NTUC FairPrice Co-operative has more than 9000 employees
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Singapore Government Staff Credit Co-operative Society

It was more than 85 years ago, when the first local co-operative was registered in Singapore. Prior to its current name, Singapore Government Staff Credit Co-operative (SGSCC) Society was registered as Singapore Government Servants’ Co-operative Thrift and Loan Society on 7th October 1925.

Read more of the SGSCC story ...

The First Singapore Co-operative

It was more than 85 years ago, when the first local co-operative was registered in Singapore. Prior to its current name, Singapore Government Staff Credit Co-operative (SGSCC) Society was registered as Singapore Government Servants’ Co-operative Thrift and Loan Society on 7th October 1925.

SGSSC is open for membership to all staff who are employed in the Civil Services, Statutory Boards and in Government Owned Companies.

Championing the values of co-operation and self-help, the primary reason for the founding of SGSCC, was to encourage thrift, as well as to lend a helping hand to members with small loans at affordable rates to prevent permanent indebtedness.

With over eight decades of experience in the no frills, straightforward safe and sustainable banking business, SGSCC provides the necessary facilities for their members to save for a better future. It stays updated on the current interest rates that the banks and other financial institutions pay their clients, and leverages on economies of scale, so that SGSCC is able to negotiate better returns for their members.

Believing in “Think Big, Start Small”, SGSCC offers members three ways to save that allow the flexibility to withdraw in times of need: Subscription Saving, Specific Deposit Saving, and Fixed/Time Deposit. Members with extra savings may also place their money with the society other their Fixed/Time Deposit to earn higher interests.

Members have trust in SGSCC for handling their money as they know their savings are secured based on the following reasons:

  1. The society is regulated by The Registry of Co-operative Societies of  Singapore (Ministry of Community Development, Youth & Sports)
  2. The requirements to have accounts audited by qualified auditors.
  3. The Management Committee is responsible for affairs of the society.
  4. Full-time staff are ready to serve members queries.


At the same time, SGSCC assists members who are in financial need by granting loans for purposes such as education, renovation and medical, which can help to relieve the financial burden of a typical wage earner whose salary is their only source of income.  Loans are made on reasonable terms with lower interest rates (compared to most financial institutions), as well as flexible repayment period of up to 48 months to facilitate better cash flow management.

As a dependable financial support to its members, surpluses of the co-operative are ploughed back to the members with value-added benefits that are catered for the man-in-the-street, such as:

  1. Dividends. (For example, in 2010, members received 3% dividend in their subscription capital)
  2. Hospitalisation benefits
  3. Educational Awards and Bursaries
  4. Incentive Payment – Recruitment
  5. Loyalty membership benefit
  6. Subsidised Tours
  7. Subsidised Annual Dinner & Dance


With its vision to be a caring and reliable credit co-operative, SGSSC also strives to build a strong bond between members and the Society, so as to instill a sense of belonging to its members.

SGSCC’s new-look quarterly newsletter, ‘SENSE’, sums up, in a nutshell, the sense of achievement and satisfaction that runs passionately among the heartlander-members.


Bite-size Facts

Did you know?

  1. Credit co-operatives have withstood the test of time – having gone through the financial crisis relatively unscathed, as compared to large for-profit financial institutions.
  2. The Singapore Government Staff Credit Co-operative (SGSCC) is the first Co-operative to be registered in Singapore, 1925.
  3. SGSCC has more than 6,000 members to date.

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World Credit Union Conference (WCUC)
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  Singapore, 15 – 18 July  Credit Co-ops can apply for CCF grant to attend WCUC. The first two registrants enjoy 90% subsidy and 3rd [ ... ]

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That's a Co-op Contest

Join our "That's a Co-op" contest and win SGD100 worth of vouchers!

HOW TO PARTICIPATE?  Follow our @sncfsg instagram account

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